Sep 12, 2017

How to improve credit score?

According to Equifax, there are several things you can do that may improve a low credit score, including:
• Pay all your bills on time to avoid late payment penalties.

• Check your credit report for errors and correct them with the credit bureau.

• Take note of where you've performed poorly so you can do better (for example, if you consistently pay your bills late, make it a priority to start paying on time).

• Pay down your credit cards and other revolving debt to reduce your credit usage.

• Make more than the minimum payment on your credit cards to reduce your balance faster.

• Don't go over your credit limit and use only a percentage of your available credit.

• Be cautious when seeking more credit and take on credit wisely.